Business Checking Account is a great way to get started.
It lets you set up a personal checking account for $1,000 a month, with no minimum balance requirement.
You can set up multiple accounts, each with their own balance and spending limits.
There are even prepaid credit cards to help you spend money at different locations.
It’s easy to set up, and there are plenty of features.
We’ll be sharing the best business checking accounts for your personal checking.
1.
Bank of America Checking Account $2,000 or more per month.
This is a super-simple account that will give you free checking, online and ATM access.
You also get free access to your own personal bank account.
It has no minimum or max balance requirement and it has free mobile access.
For $2.5, you can open a new bank account, and have it credited to your checking account.
2.
Chase Freedom Checking Account (Chase) $1: $1K+ per month, no minimum.
Chase is a no-minimum, no-fee bank.
You only pay when you use your account.
Chase charges a $5 processing fee per transaction.
You get unlimited cash, $1 ATM, a $20 gift card, and up to $50 in free checking.
You will not be charged for checking with the Freedom Checking account, but the Freedom will be charged by the same bank.
Chase’s checking account offers free checking and ATM for two years.
You pay the balance in full when you open your account, no need to use your checking accounts balance to pay bills or borrow money.
The Freedom is also available to Chase Direct and other Chase cards, and can be used for ATM withdrawals.
3.
American Express Business Checking account (American Express) $10,000 per year.
This one is pretty basic.
You sign up for the account with your checking email address, and pay with a check.
You’ll get free checks for at least three years.
There’s a $10 annual fee, which is waived if you pay the entire balance within 30 days.
The annual fee is waived for a limited time only.
You must open a checking account to open the business checking, but you don’t have to open an account to get the checking.
The account is available to American Express Direct and Flex Card holders.
4.
American Eagle Credit Cards (American Eagle) $5,000 for the first year.
You’re getting a $1.75 bonus if you open a business checking for 30 days, and $1 for every $10 of deposits.
It comes with a $250 credit limit and you can earn up to 15,000 points.
The card can be redeemed for a variety of items, including gift cards, airline miles, and more.
The only drawback is that the $1 annual fee must be paid each year.
5.
Chase Flex Checking account ($1,500 a month) $3,500 per year (with an $800 annual fee).
You can get the Flex card for free, and the rewards are based on your spending, but they don’t come with a balance requirement, no limits, and they don.
You have no minimum deposit and can set your own spending limit.
The first $2 of every paycheck goes to the account.
The cards can be earned at different Chase branches.
The minimum balance is $2k, but there’s no minimum spend limit.
6.
Bank Of America Flex account (Bank of America) $2K+ for the second year.
The money is credited to the checking account every month, and you get to spend it at any location.
The bonus is based on how much you spend each month.
You don’t pay interest on your money, and it can’t be withdrawn or overdrawn.
You need to open a savings account to do this.
You cannot open an interest-free checking account, which Bank of Americans says is a big no-no.
It also doesn’t have a minimum balance.
7.
Chase Everyday Checking account with ATM (Chandler) $50 a month.
Chase has the easiest account for everyday use, but it can also be a good deal if you’re an active customer.
You’ve got to open it for two months, and after that you can pay with the card.
You do not have to pay interest.
Chase offers free ATM access, but that’s not a requirement.
8.
Chase Sapphire Preferred Checking account $500 a year.
Chase will let you set the ATM withdrawal limit.
You aren’t charged for ATM transactions, but Chase will automatically debit the balance for you when you withdraw cash or make a payment at the ATM.
Chase can only debit the ATM balances when the cardholder is in the country and can’t charge you for ATM withdrawal.
The ATM fees aren’t that much, but your $1 a month credit limit doesn’t kick in until the ATM transaction is complete.
The balance is not deducted from your checking balance.
9.
Chase First Select Checking account for business (Chile) $